401(k) and Defined Contribution Plans

Consulting

Discuss and advise on the cost implications of plan features for:
- 401(k)
- Profit-sharing, target benefit
- Money purchase
- ESOP
- 403(b)
- 457
- Non-qualified plans
- Age-weighted plans
- Cross-tested plans

Working with Plan Attorney

Ensure that the plan design meets the employer's objectives.

Administrative and Recordkeeping Services

- Administrative forms
- Data collection
- Benefit statements
- Management reports
- 403(b)
- 457
- Non-qualified plans
- Age-weighted plans
- Cross-tested plans

Bundled Services

Choice of bundled services with large array of investment providers.

Allocation of

- Contributions and forfeitures
- Investment earnings
- Transfers between investment funds
- Company stock

Compliance Services

- Non-discrimination tests
- Combined limit testing (Section 415)
- Form 5500 and attachments
- Submission of IRS determination letter

Participant Voice Response System

- Account balances
- Investment information
- Loan and withdrawal requests
- Transfers and investment changes

Employee Communications

- Assistance to Human Resources Dept.
- Employee enrollment meetings
- Question and answer sessions
- Summary Plan Descriptions
- Consolidated statement of benefits